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You Don't Know And Car Insurance Companies Aren't Telling

Friday, September 24, 2010 12:34 AM Posted by Andy Subandono

By Tim R Beachum

I almost crapped my pants when I found out that I was paying more in car insurance simply because of my occupation. Before you get all up in the air you may be in the lucky group of people that pay less for car insurance. When I first discovered this information I was flabbergasted to say the least.

I researched my information by reviewing the results of the Comparison Market's 2006 Occupation Report. This report stated that your occupation can greatly impact your car insurance premium. Hold on to your seats because I haven't even began to scratch the surface.

The Comparison Market also stated as an example that scientists, pilots, actors and a host of others pay the lowest insurance rates at an average of $935.76 per year. On the flip side of the coin we have job occupations such as attorneys, lawyers, judges, executives and business owners pay the highest insurance rates at an average of $1,383.63 per year.

That news made no since to me what-so-ever, but I had to get to the bottom of this. Mr. Roush, CEO of Comparison Market stated that attorneys, lawyers, judges etc... have extremely stressful jobs, which require them to spend more time in their cars and talk more frequently on their cell phones than the average driver.

Ok now we are getting somewhere. It's all starting to make a little since to me. Now for the other group that I spoke of earlier, i.e. the scientist, pilots, actors and so forth. Their occupations are viewed as being very meticulous and detailed-oriented, which the powers that be feel lead to good driving habits.

For those of you in the know you already realize that receiving discounts on auto insurance is not a new concept. For years major insurance companies have been giving discounts to members of affinity groups, i.e. AARP, AAA, alumni groups and other associations.

Below I have listed the top 10 occupation that pay the least amount in premiums. Unfortunately I do not fall in this top 10 list.

1. Scientist

2. Retired individuals

3. Unemployed (I guess because they cannot afford gas... Just kidding)

4. Pilots and or Navigators

5. Disabled

6. Actor, Performers, and other types of Artist

7. Librarian/Historian

8. Farmer

9. Student

10. Public Official

Here is another little piece of irony for you. Number twelve on the lowest car insurance premium list was a bartender. That totally blew me away.

For more insider trade secrets, or to get your free car insurance quote, check out http://www.a1carinfo.com

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